A Comprehensive Guide to NDIS – What Does It Mean & How Does it Work?

The National Disability Insurance Scheme (NDIS) is a new federal government scheme introduced on 1 July 2017 to improve the lives of people with a disability. It’s designed to address some of the daily challenges people with a disability face. The NDIS has been one of Australia’s most significant social policy reforms in recent years. It will significantly impact the lives of people with a disability, their families, friends and carers. This article will explain what the NDIS is, how it works, its key features, who will be covered by it, how much it will cost you as an individual and more.

What is the National Disability Insurance Scheme?

The NDIS is a new federal government scheme introduced on 1 July 2017. It aims to support people with a disability in their own homes and communities by providing individually tailored and flexible support. It will significantly impact the lives of people with a disability, their families, friends and carers. This article will explain what the NDIS is, how it works, its key features, who will be covered by it, how much it will cost you as an individual and more.

How Does the NDIS Work?

The NDIS works on the basis that with support from the government, people with a disability can live a life of choice and opportunity. The scheme provides access to financial, employment assistance and community living support. Persons with an intellectual disability or a significant cognitive impairment qualify for the NDIS under one of three headings:

 

  1. NDIS-Supported Access: This is defined as financial access to assist you in paying for accommodation, transport, medical treatment, education and leisure activities.

 

  1. Supported Choice: This is when you have a plan of care that includes paid employment support based on your needs and preferences.

 

  1. Community Living Support: This covers community living assistance services such as personal care expenses, respite care and a range of other necessary services to meet your needs in the community.

Key Features of the NDIS

The NDIS has three main features:

  1. The NDIS will replace the cost of many things, such as specialist medical care, equipment and therapy.
  2. People with a disability will be given priority access to the NDIS if they have been waiting for an assessment for more than 12 months. This means that people will receive funding within three months of applying to the scheme.
  3. If your application is approved, you may also be asked to provide documents that show that you are eligible for financial support and how much you need it. If you’re not eligible, you can apply on the same terms by filling out a new application form.

Who Will Be Covered by the NDIS?

The NDIS is a federal government scheme available to people with a disability and their carers. As of 1 July 2017, the NDIS will cover people between 18-64 years old with an intellectual or physical disability and assessed by an approved assessor as requiring ongoing assistance in managing the person’s day-to-day life.

How Much Does It Cost?

The NDIS will cost each individual a fixed amount of money. It is designed to be affordable for people with moderate needs and more expensive for those with significant needs. People will pay the same amount regardless of their needs or where they live in Australia. Taxpayers do not fund the NDIS, so there will not be any additional costs for government programs or services. However, there are some extra costs that you may incur to support yourself under the scheme:

-You may need to provide your care and accommodation -You may need to buy equipment or supplies

-You may need to arrange transport if you have a disability that prevents you from driving, In addition, people with an income will still pay taxes just like they do now. The Australian Taxation Office has said this is because “we don’t see tax as a way of providing support.”

Some Things to Consider Before Enrolling in the NDISC

The NDIS is a complex scheme, so it’s worth considering the following before deciding whether to enrol.

– What are the key features of the NDIS?

– Who will be covered by it?

– How much will it cost you as an individual?

– Will you be eligible for any extra funding?

– What will happen if there is a change of government?

– Does your child/partner qualify for other benefits or assistance under the NDIS?

Conclusion

The National Disability Insurance Scheme (NDIS) is a new social security system introduced in Australia in 2016. It intends to provide people with various services to help them live independently. The NDIS is a partnership between the Australian Government, Australian states and the territories, service providers and people with disability. The NDIS is currently being rolled out across Australia and will eventually replace the existing disability support services such as the Disability Support Pension, the Commonwealth Dental Benefits Scheme and the Veterans’ Entitlements Act 1986. People must understand the NDIS and how to prepare for its arrival.

 

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